- #HOME INVENTORY INSURANCE PROFESSIONAL#
- #HOME INVENTORY INSURANCE TV#
- #HOME INVENTORY INSURANCE FREE#
One free home inventory app that I use and recommend is Sortly. There are many inventory apps out there, some paid some free. I also recommend taking photos of your items to upload with the inventory tracker. Keep a paper copy in a fireproof box or safe and a digital copy uploaded to Dropbox or Google Drive. When you have some more time you should record all your inventory in an inventory tracker. Write it down on a Home Inventory Worksheet Having it in multiple places is best for easy accessibility. Upload your video to cloud-based storage like Dropbox or Google Drive (both free) so that it’s not just on your phone or in your camera.
#HOME INVENTORY INSURANCE TV#
If you have a 50” Smart TV with all the bells and whistles and you can’t prove the value of that TV most likely the insurance company will just give you enough for a basic replacement. You want to make sure when recording that you get the make and model numbers of your expensive valuables so that your insurance company won’t replace them with cheap imitations.
It’s less time-consuming and can be done today! The easiest way to start is to just record a simple video walking around your home. 3 WAYS TO CREATE A HOME INVENTORY FOR INSURANCE You can do a quick count and just write 5 sheet sets, 10 towels, 4 coats, etc and take a quick picture of your closet if you can. You may think you don’t need to add your clothing, towels, sheets, etc but these items cost a pretty penny if you have to buy them all at once to replace! Once you have more time you can go back and add in the rest. If you’re super short on time and just want to get the most expensive items you can do that too for now. The best method when creating your home inventory is to go room by room to make it easier to cover everything.
#HOME INVENTORY INSURANCE PROFESSIONAL#
You’ll typically need to provide your insurance company with a recent receipt or a professional appraisal to add this insurance. It can also provide protection for things that may not be covered at all by a standard policy. Pay Off Your Mortgage Faster With Two Simple StepsĪn Insurance rider provides additional coverage for things you own that are worth more than the per-item limit of your homeowners (or condo or renters) insurance policy. How I Saved Over $800 on my Homeowners Insurance If your wedding ring costs you more than that then you will want to get an insurance rider for it. You may also want to get a professional appraisal of such things as jewelry, artwork, antiques, memorabilia, and other one-of-a-kind or hard-to-replace valuables so that you have something to show the insurance company and so you can make sure you have enough coverage.įor example, most standard homeowners insurance policies provide up to $1,500 in coverage for jewelry. First, go over your insurance policy and have it out as you do your home inventory so you can refer to it if needed.īe sure to check your homeowner’s insurance policy for limits on single items and take out an insurance rider on expensive items if necessary (for example a rider for a wedding ring or coin collection).
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